Science for your money (Part 1)
In finance, as in life, there are opinions, and there are facts. Opinions are everywhere. You hear them at dinner parties, read them in the news reports, and see them shouted on cable news. “Buy…
News & Articles
Investing in peace-of-mind
When we talk about building financial resilience, we often look at external things. We look at our emergency funds, our insurance policies, and our diversified portfolios. We build fortresses to…
The moat to your castle
Let’s be honest. Nobody wakes up excited to pay their car or home insurance premiums. It is the ultimate “grudge purchase”. You pay for something you hope never to use. Every month, you see that…
The custodian mindset
There is a phase in our financial lives that is purely about accumulation. We work hard, we save, and we watch the numbers grow. We are taught that a bigger number equals a better life. But there…
The boring basics
In the world of finance, it is easy to get distracted by the shiny objects. We hear about the next big tech stock, cryptocurrency, or complex hedge fund strategies. We are naturally drawn to the…
The high cost of hurry
We live in an era that seems to worship speed. We are conditioned to believe that faster is always better. Faster internet, same-day delivery, instant replies, and real-time market updates. When we…
The paradox of plenty
We tend to assume that the journey to financial success is linear. We imagine that as our net worth rises, our stress levels will fall. We believe that once we hit a certain number (let’s call it the…
Action creates momentum
Have you ever found yourself waiting for the “right time” to tackle a difficult task? It may be a complex conversation you need to have with a partner, a looming deadline, or simply opening an…
Diworsification or Diversification?
We often talk about the emotional side of money, but sometimes the barrier to peace of mind is purely logistical. Over a lifetime of working, moving, and saving, it is normal to accumulate a…
Break the cycle: why it’s time to talk about money
For generations, families have carried financial stress in silence. Conversations about money are so often still avoided, shared in whispers, or shut down entirely. Sometimes out of shame. Sometimes…
Transformation takes more than information
(This is the last blog of three about biases and how they impact our financial planning, all published this month.) If you’ve ever walked away from a brilliant webinar or insightful podcast thinking,…
Plan responsibly and still live beautifully
There’s a myth that responsible planning means sacrificing joy. This myth often has people believing that if you budget, you’ll feel restricted. If you invest, you’ll have to wait forever. If you…